My Pink Lady Code

  Clearing debts effectively requires a combination of strategic planning, discipline, and commitment. Here are some steps that may help you manage and eventually eliminate your debts: Create a Budget: Start by assessing your income and expenses. Categorize your spending and identify areas where you can cut back. Allocate a portion of your income specifically to debt repayment. Prioritize Debts: List your debts, including their interest rates. Prioritize high-interest debts to minimize the overall interest paid. Consider paying off smaller debts first (the debt snowball method) for psychological motivation. Negotiate Interest Rates: Contact your creditors and try to negotiate lower interest rates. A lower interest rate can significantly reduce the amount you pay over time. Consolidate Debt: Explore debt consolidation options to combine multiple debts into a single, more manageable loan. This may involve transferring credit card balances to a lower-interest card or taking out a debt...

As members of Generation X, we stand on the threshold of the most productive years of our lives. This period also carries the substantial responsibility of planning and saving for retirement. It’s not just about making ends meet any more, but ensuring a comfortable, secure future. To help you navigate this path, we've compiled a guide to boosting your income, investing in property, and understanding the importance of pensions. In the 40-64 and 65-plus age groups, there were large rises in net property wealth . To enjoy a moderate standard of living on retirement at age 66 in 2023, it is recommended to have £285,000 saved in total. Boosting Your Income: Making Your Money Work Harder. Increasing your wealth requires more than just meeting your monthly expenses. Your income needs to work harder for you. Investment options, such as stocks and shares, bonds, mutual funds and index funds, can potentially generate additional earnings. Ensuring a diverse range of income streams is a bene...

  Hello Everyone,  YES! We made it through another year.  We thank the Lord, for he is good all the time.   Had to postpone a lot of activities including updating this blog as I had to deal with an injury.  But hey, c'est la vie.

  Heavenly father,  I thank you for loving me. I thank you for sending your son, Lord Jesus Christ, to the world to the world to save and to set me free. I trust in your power and grace that sustain and restore me. Loving father, touch me now and with your healing hand. For I believe that I believe that your will is for me to be well in mind body and soul body and soul and spirit.    Cover me with the most precious blood of your son, our Lord Jesus Christ, from the top of my head to the soles of my feet. Cast anything that should not be in me. Root out any unhealthy and abnormal cells, open any blocked arteries or veins, and rebuild and replenish any damaged areas.   Remove all inflammation and cleanse any infection by the power of Jesus precious blood.   Let the fire of your healing love, pass through my entire body, to heal and make new any diseased areas, so that my body will function, the way you created it to function. Touch...